The frequency and severity of professional liability claims are on the rise, according to a Zurich study of the health care industry.

Owners and managers of commercial property have an obligation to maintain safe conditions for employees and occupants. During the winter season, walkways, stairs, driveways, interior roadways and parking lots become slipping and tripping hazards as snow falls and ice forms. This is not only a safety hazard, it can also be an expensive legal issue for property owners, should an accident occur.

Do you have coverage if your or your employees rent a car on company business?

The moment an injury occurs, it initiates a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial. To respond effectively to an incident, the majority of the action items should occur within 24 hours.