Risk Insights

Crisis Management Center

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From extreme weather to terrorism, disasters are an unfortunate but inescapable part of life.  Please click on the link below to get information to help you, your family and your business to be as ready as possible for these unanticipated events.

What You Need to Know About the Heartbleed Bug

Posted by CFR Multimedia
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on Wednesday, 16 April 2014
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Making waves in the Internet security community is the discovery of the Heartbleed bug, a serious vulnerability that allows hackers to steal personal information that is normally protected by OpenSSL encryption.

Spring 2014 Tornado Tips

Posted by CFR Multimedia
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on Thursday, 27 March 2014
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In a severe weather emergency, all employees should be aware of their responsibilities and the actions they should take to protect themselves and others.

Winter is on the way

Posted by CFR Multimedia
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on Tuesday, 03 December 2013
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With the National Weather Service predicting severe winter weather coming up, it's a good time to review your winter preparations.

Cybercriminals Sniff Out Vulnerable Firms

Posted by CFR Multimedia
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on Tuesday, 16 October 2012
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About 72% of the 855 data breaches world-wide analyzed last year by Verizon Communications Inc.'s forensic analysis unit were at companies with 100 or fewer employees.”  Maybe the hackers will just cause system havoc, but maybe not.

While the 100 employee business in this article got all but about $200K of its money back, it appears this company was able to rapidly leverage some banking connections that most clients don’t have.  How many of your 100 employee clients could take a $1.2 million hit to their bank account?

Sun Exposure Could Cause Eye Damage

Posted by CFR Multimedia
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on Thursday, 05 July 2012
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Saw dust, metal shavings, paint and other construction materials are the usual suspects for causing potentially harmful eye damage to construction workers. But for those who work outdoors, the sun is also the cause of irreversible damage to the eyes.

Prevent Tragedy with Wireless Communication

Posted by CFR Multimedia
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Poor communication between work crews and supervisors is one of the leading causes of accidents on construction sites. Hearing difficulties, due to the high level of sound emitted from construction equipment, is one contributing factor to miscommunication. Some equipment emits sounds higher than 125 decibels, which makes communicating with other workers nearly impossible.

Understanding Construction Contracts

Posted by Allen Baker
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Energy Risk Specialist
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on Wednesday, 16 May 2012
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Construction contracts can contain terms that impact your company’s bottom line. Reviewing them carefully prior to signing is indispensable, and can save your company time and money.

Work Comp Insights: Understanding Your Workers' Compensation Experience Modification Factor

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on Friday, 04 May 2012
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WORK COMP INSIGHTS 

The key to calculating a workers’ compensation premium is the experience modification factor, also known as your mod. Understanding your company’s mod and the data used to obtain it helps you identify ways to minimize your workers’ compensation premium.

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Work Comp Insights: NCCI Changes Primary - Excess Split Point for 2013

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WORK COMP INSIGHTS

NCCI Changes Primary-Excess Split Point for 2013

 

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Physicians: Avoid a Negative Online Reputation

Posted by CFR Multimedia
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on Thursday, 19 April 2012
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More patients are consulting the internet first to research their symptoms and read physician reviews before scheduling a doctor appointment. A physician's presence (or non-presence) on the internet can affect their reputation and the reputation of the office or hospital they work for.

...
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Did You Know: Health Care Workers

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Eight to 12 percent of the 7 million U.S. health care workers have developed an allergic sensitivity to latex at some time during their careers, according to the National Institute for Occupational Safety and Health. Allergic sensitivity can lead to skin disorders, respiratory diseases and cardiovascular problems.

...
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Health Information Technology: Is it Worth the Risk?

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on Thursday, 05 April 2012
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Study Links Long Shifts to Patient Deaths

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According to researchers at the University of Maryland, the length of a nurse's shift has a big effect on the health of the patients they treat.

Save Money by Reducing Workplace Stress

Posted by CFR Multimedia
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on Monday, 12 March 2012
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The American Institute of Stress estimates that workplace stress costs U.S. businesses more than $300 billion each year due to absenteeism, employee turnover, medical costs and diminished productivity.

That means that reducing workplace stress not only helps your employees maintain happy and healthy lives, but it will help your business be more profitable and productive.

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Posted by CFR Multimedia
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on Thursday, 16 February 2012
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The growing threat of identity theft and the high costs associated with a data breach are making contractors increasingly aware of the importance of robust network security and data breach controls, but many contractors do not realize that their vendors’ data security protocols are equally important.

Elevated Risk of Dust Explosion in Winter

Posted by Stephanie Cliff
Stephanie Cliff
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on Tuesday, 07 February 2012
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Since 1995, more catastrophic dust explosions have occurred in February than in any other month.

Accumulations of dust as small as 1/32 of an inch—about the thickness of a dime—can give rise to a catastrophic dust explosion, so it is imperative that manufacturers take steps to prevent even small amounts of combustible dust from accumulating in their facilities.

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Building Planning Part of Risk Management

Posted by CFR Multimedia
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on Monday, 23 January 2012
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Careful facility planning and design can be helpful as the first line of defense to prevent hazardous material leaks or spills, or to mitigate the effects if a leak or spill does happen.

When using ammonia refrigeration equipment, facilities should be designed so the system's machinery is in a detached building, or at least a separate room, from the rest of the facility. As well, vapor tight separations and mechanical gasket-sealed doors should be used in as many areas of the facility as possible to reduce the risk of an ammonia leak spreading inside the facility.

Considering these and other building design plans can significantly reduce the negative effects of a leak or spill before they occur.

New Green/LEED Projects Bring New Risks

Posted by CFR Multimedia
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on Wednesday, 11 January 2012
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A recent study published in the Journal of Construction Engineering and Management examined construction projects designed to achieve the U.S. Green Building Council's Leadership in Energy and Environmental Design (LEED) certification.

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Are New Hazmat/Emergency Response Technologies Right for Your Business?

Posted by CFR Multimedia
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on Monday, 09 January 2012
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When your operations involve any kind of hazardous materials, you know that there is the risk and potential for those materials to be exposed to workers and the surrounding public in the event of a fire, leak or explosion. To account and prepare for these hazards, your risk management planning should include thorough consideration of potential scenarios and decisions that you may have to make.